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The Bank offers a wide range of banking and financial services including Consumer Banking, Commercial Banking, Wholesale Banking, Treasury, Private Banking, Asset Reconstruction, Vehicle Finance, Stock Broking, Investment Banking, Life Insurance, General Insurance, Asset Management, Alternate Assets, Pension Fund Management, and International Business operations.
Extensive pan-India presence with branches, ATMs, and franchisees covering numerous states and union territories.
Continued focus on expanding reach in rural and semi-urban areas, leveraging physical network and digital channels, including the Business Correspondent network enhanced by the acquisition of Sonata Finance.
Operates through international banking units and offices in key global financial centers.
Leveraging international offices and units (GIFT City, DIFC) to facilitate international investments, NRI banking, and cater to overseas clients.
Performance is influenced by India's economic growth, interest rate cycles, regulatory policies (RBI, SEBI, IRDAI), competitive intensity in the financial services sector, and global macroeconomic conditions.
Integrated financial services model offering a wide range of products, strong focus on governance and trust, prudent risk management culture, significant investments in technology and digital capabilities, and a strong talent pool.
Detailed financial analysis and charts are coming soon!